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Business Line of Credit

The safety net you need, the flexibility you want.

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Loan Amount

$1,000 - $500,000

Loan Term

1-2 Year Maturity

Time to Funds

As soon as 1-2 Weeks

Interest Rate

As low as 8-24%

Want flexible financing? Then you want a business line of credit.

Think of a line of credit as a financial safety net for your business. It’s there if you need it, but you’re under no obligation to use it. And when you do tap into it, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount. In other words, it’s as flexible as a double-jointed yoga teacher.

Explore small business loan options from these leading lenders

Use your line of credit for just about anything (really).

A business line of credit isn’t just a safety net - it’s also one of the most flexible forms of financing. You can use it for just about any small business need: buying equipment, hiring staff, increasing inventory, adding a second location, paying invoices, installing a cappuccino machine, and more. And because a line of credit is revolving, you can use it as many times as you want. As soon as you repay what you’ve used, those funds become available to you again.

Qualifying and applying for your line of credit is pretty easy.

To get your business line of credit, you’ll typically need to be in business at least 6 months and have $50,000 or more in annual revenue. You’ll also need a credit score of 560 or higher. Your lender may ask you to make a personal guarantee, which is an agreement that the lender may be able to levy personal assets such as a car, house, or bank account if you default on the line of credit. Applying is easy: simply fill out our 15-minute application,, then compare business line of credit options from 75+ lenders.

You pay interest on the funds you use, not the whole thing.

One of the coolest things about a business line of credit is that you only pay interest on the funds you use, not the full amount. For example, if you’re approved for a $40,000 business line of credit and you use $20,000 for office upgrades, you’ll just pay interest on that $20,000. This could save you a bundle in interest. See, pretty cool, huh?

Was a pleasure to work with and super helpful in connecting me with the right lender for a business line of credit. This new way of banking with peer-to-peer lending is amazing for small businesses compared to the stringent large banking requirements.

Get your small business loan today.

Applying is free and it won't impact your credit